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LivingBetter.Today is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the LivingBetter.Today Web site and governs data collection and usage. By using the LivingBetter.Today website, you consent to the data practices described in this statement. LivingBetter.Today has created this privacy statement in order to demonstrate our firm commitment to your privacy. The following discloses our information gathering and dissemination practices for the company and any web sites on which this statement appears:

Collection of your Personal Information

LivingBetter.Today collects personally identifiable information, such as your e-mail address, name, home or work address, or telephone number. LivingBetter.Today also may collect anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by LivingBetter.Today. This information can include your IP address, browser type, domain names, access times, and referring Web site addresses. This information is used by LivingBetter.Today for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the LivingBetter.Today Web site.

LivingBetter.Today uses IP addresses to help diagnose problems with our servers, to administrate our websites, and to keep track of new and repeat visitors. IP addresses are used to gather broad demographic information, not personally identifiable information, which is used strictly within our company. We use cookies for the same purposes. Our information request forms require visitors to give us contact information (like their name, phone number, and email address) and financial information (like their desired loan amount, and their debt situation). The visitor is explicitly informed that they may be contacted by one or more of our customers if they submit the information request form. The visitor’s contact information is shared with other companies who are customers of LivingBetter.Today that may want to contact our visitors. Each participating customer’s own privacy statement will then apply to this transferred information. In no way is any of the information submitted by the visitors sold to any third parties that are not our customers. Financial information that is collected is used solely by our customers for the purpose of better serving the visitor’s request.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through LivingBetter.Today public message boards, this information may be collected and used by others. Note: LivingBetter.Today does not read any of your private online communications.

LivingBetter.Today encourages you to review the privacy statements of Web sites you choose to link to from LivingBetter.Today so that you can understand how those Web sites collect, use and share your information. LivingBetter.Today is not responsible for the privacy statements or other content on Web sites outside of the LivingBetter.Today and LivingBetter.Today family of Web sites.

Use of your Personal Information

LivingBetter.Today will contact you by email if you have opted in to our email newsletter via our online form.

By submitting your information on one of our industry-specific contact forms you are giving authorization for LivingBetter.Today, it’s partners, advertisers, or service providers to contact you by email or phone even if you have listed yourself on any state or federal Do-Not-Call List. Contact may be via automatic dialing system, text, or prerecorded message. Please find additional TCPA specific disclosures near the submit button of each separate offer.

LivingBetter.Today collects and uses your personal information to operate the LivingBetter.Today Web site and deliver the services you have requested. LivingBetter.Today also uses your personally identifiable information to inform you of other products or services available from LivingBetter.Today and its affiliates. LivingBetter.Today may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

LivingBetter.Today does not sell, rent or lease its customer lists to third parties. LivingBetter.Today may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, LivingBetter.Today may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to LivingBetter.Today, and they are required to maintain the confidentiality of your information.

LivingBetter.Today does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

LivingBetter.Today keeps track of the Web sites and pages our customers visit within LivingBetter.Today, in order to determine what LivingBetter.Today services are the most popular. This data is used to deliver customized content and advertising within LivingBetter.Today to customers whose behavior indicates that they are interested in a particular subject area.

LivingBetter.Today Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with the legal process served on LivingBetter.Today or the site; (b) protect and defend the rights or property of LivingBetter.Today; and, (c) act under exigent circumstances to protect the personal safety of users of LivingBetter.Today, or the public.

Use of Cookies

The LivingBetter.Today Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize LivingBetter.Today pages, or register with LivingBetter.Today site or services, a cookie helps LivingBetter.Today to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same LivingBetter.Today Web site, the information you previously provided can be retrieved, so you can easily use the LivingBetter.Today features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the LivingBetter.Today services or Web sites you visit.

Third-Party Cookies

A third-party cookie is used by a web site different from the one you are currently viewing. The third-party web sites on LivingBetter.Today provide advertising content on the website you are viewing. These cookies are used to track web page views for tracking the effectiveness of the ads. They do not contain any personally identifying information about the user.

This site contains links to other websites LivingBetter.Today is not responsible for the privacy practices or the content of such websites. Our websites use forms for visitors to request information, products, and services. We collect visitor’s contact information (like their email address, name, and phone number) and financial information (like a self-reported credit rating and whether or not they have experienced bankruptcy). The visitor’s contact information is shared with other companies who are our customers and may want to contact our visitors. Our online surveys ask visitors for contact information (like their email address, name, and phone number) and financial information (like their debt history and desired loan amount). The visitor’s contact information may be used by LivingBetter.Today to contact the visitor for information accuracy verification purposes. Visitors may opt-out of receiving future mailings; see the choice/opt-out section below. We run contests on our site in which we ask visitors for contact information (like their email address). We use an outside ad company to display ads on our site. These ads may contain cookies. While we use cookies in other parts of our website, our ad company collects cookies received with banner ads, but we do not have access to this information.

Third-Party Web Beacons: We may use third-party web beacons to help analyze where visitors go and what they do while visiting our website. The third-party may also use anonymous information about your visits to this and other websites in order to improve its products and services and provide advertisements about goods and services of interest to you. If you would like more information about this practice please contact us at Info@LivingBetter.Today

Security of your Personal Information

LivingBetter.Today secures your personal information from unauthorized access, use, or disclosure. LivingBetter.Today secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

This website has security measures in place to protect the loss, misuse, and alteration of the information under our control. No party outside of our staff and our customers have access to any of the information collected on our site. All personally identifiable information that is collected is kept in a secure location and is not accessible by anyone other than our staff.

Choice/Opt-Out

This site gives visitors the following options for removing their information from our database to not receive future communications, or to no longer receive our service.

Send an email to Info@LivingBetter.Today

Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance. In addition to this review, this website has agreed to notify you of:

How can you correct any inaccuracies in the information?

If you have questions or concerns regarding this statement, you should contact the LivingBetter.Today privacy group by email at Info@LivingBetter.Today.

Changes to this Statement

LivingBetter.Today will occasionally update this Statement of Privacy to reflect company and customer feedback. LivingBetter.Today encourages you to periodically review this Statement to be informed of how LivingBetter.Today is protecting your information. If, however, we are going to use visitors’ personally identifiable information in a manner materially different from that stated at the time of collection we will notify visitors by posting a notice on the websites affected for 30 days.

Contact Information

LivingBetter.Today welcomes your comments regarding this Statement of Privacy. If you believe that LivingBetter.Today has not adhered to this Statement, please contact LivingBetter.Today at info@LivingBetter.Today. We will use commercially reasonable efforts to promptly determine and remedy the problem.

If you have any questions about this privacy statement, the practices of this site, or your dealings with LivingBetter.Today, you can contact:

LivingBetter.Today
Info@LivingBetter.Today